Hello!
Today we would like to dedicate some time to your personal wealth and estate planning. As you know, at Esfera Wealth we focus on three fundamental pillars:
Invest: We invest your wealth according to your long-term investment strategy.
Protect: We help you establish a plan for when you are no longer here.
Connect: We connect you with experts, and we connect your children with peers and experts so they are prepared to take the reins of your legacy in the future.
Today we will focus on the “Protection” pillar.
Before we begin, let us briefly explain why we are doing this:
With over 60 years of combined experience, Martin and I have accompanied several inheritance cases involving our clients. One clear pattern stands out: many of these situations were not properly prepared. In many cases, this has led to misunderstandings, conflicts among heirs, and sometimes even long-lasting damage to family relationships. This is precisely why we have made it our mission to address this topic proactively with our clients. Proper planning is not only about wealth, it is about preserving harmony, clarity, and legacy across generations.
We will ask you now some questions that will help us begin putting in place a plan to protect your wealth. This survey will take a maximum of 5 minutes.
What is your full name?
1. Do you currently have a valid will in place?
Has it been updated in the last 3–5 years?
When was it last updated? (approx. year)
Would you like to review it with a specialist?
Would you be open to discussing how to structure one based on your situation?
2. Do you have any trust structure (e.g. family trust)?
Is it currently active?
When was it established? (approx. year)
Would you like to assess whether it should be reactivated or restructured?
Would you like to explore whether a trust could be suitable for you?
3. Do you have a foundation (e.g. private or family foundation)?
Has it been reviewed recently?
When was the last review? (approx. year)
Would you like a specialist to review it?
Are you interested in understanding how a foundation could be used in your case?
4. Do you hold assets through an offshore company (e.g. BVI, Nevis, Panama, LLC, etc.)?
Is there a clear succession plan for this structure?
Is it documented?
Would you like to define one?
Would you consider structuring part of your assets through such vehicles?
5. Do you have a life insurance structure linked to estate planning (e.g. PPLI)?
Is the beneficiary structure up to date?
When was it last reviewed? (approx. year)
Would you like to update it?
Would you like to explore how insurance can support inheritance planning?
6. Are all your existing structures aligned with your current country of residence and tax situation?
Has this been confirmed recently?
When was the last review? (approx. year)
Would you like a compliance check?
Would you like to review and align your structures?
7. Do you have a clear plan on how your assets will be distributed upon death?
Is it legally documented?
Would you like to formalize it?
Would you like to define a clear distribution strategy?
8. Are your heirs informed about your structures and how to access them?
Is there written guidance available?
Would you like to organize this properly?
Would you like support to avoid future complications?
Would you like to explore alternative planning options (e.g. foundations, philanthropy)?
9. Has your situation changed recently (residency, family, assets, business)?
Have you updated your estate planning accordingly?
Would you like to review it?
10. Would you be interested in a confidential discussion with a specialist to review or structure your inheritance planning?
Thank you very much for your answers!
We will contact you shortly to discuss the next steps.
